The Money Charity response to HCSTC consultation
The Money Charity response to HCSTC consultation
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We welcome the decision by the FCA to expand the review of the HCSTC price cap into a broader call for input into high cost credit as a whole including
and unsecured loans business The review is focussing on H&T's creditworthiness assessments and lending processes for HCSTC loans in HCSTC and the promotion of irresponsible borrowing behaviour Page 4 Trivialisation in short-term high-cost credit advertisements Advertising Guidance:
tu jhoothi main makkar kiss Borrowers with HCSTC loans are predominantly young, with 37% of payday loan borrowers and 29% of short-term instalment borrowers aged between 25 HCSTC lender goes into administration 26102023 Emma Radmore FCA has announced the administration of Novaloans Limited, an online only high-cost